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Home Equity Line of Credit 65% LTV (HELOC)

We offer Home Equity Line of Credits (HELOC) up to 65% LTV, so homeowners can enjoy access to additional funds with more flexibility and convenience. Lines of credits have become an innovative way to finance your home purchase. With 35% down you can utilize a line of credit on your home. In the past clients had to put down 20%. This new line of credit is fully open for repayment without penalty and can be used for any purpose, such as home renovations, investments, a vacation, child’s education, or debt consolidation. You can borrow and pay back as much as you need, up to your credit limit, and pay interest only.

65% Home Equity Line of Credit:

  • LTV Maximum: Up to 65% Canada Wide

  • Terms: Interest only payments

  • Rate: Variable rate, floats based on Prime

Home Equity Line of Credit Example:

Purchase Price:


Down Payment (35%):


HELOC (65%):




Prime Rate: 3.0%


Monthly Payment (interest only):


 Current rates may differ from the example


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